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Business accounts: Curaçao

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Personal account · Investment property · All country programs

FAQ

Can a company open a bank account in Curacao?
It can, but the local banking sector is small and cautious, filtering clients hard because of pressure from correspondent banks. Companies with no genuine activity on the island are rarely accepted. Many Curacao structures end up banking through institutions in other jurisdictions.
Do I need a local director or office?
A company needs a local corporate agent, and substance expectations have tightened in recent years. A resident director and a real office noticeably improve your odds, even where they are not strictly required. A purely nominee structure is the most common reason for rejection.
Do banks there serve online gambling companies?
Curacao is known for its online gaming licences, yet local banks are extremely reluctant to serve that sector because of correspondent bank pressure. Holding the licence there does not mean you will get a bank account there. Such companies usually turn to specialist payment providers outside Curacao.
How long does the process take?
Typically weeks, and months for layered structures, since every beneficial owner is screened. Expect apostilled documents, proof of the origin of capital and a clear description of your money flows. Fees run higher than in Europe.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

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