🇵🇾 Paraguay citizenship · By investment
Paraguay citizenship through naturalisation
Paraguay does not sell passports. It offers one of the cheapest routes into permanent residency and naturalisation through the Supreme Court after three years of that status. Here are the requirements, the exam, the timelines, the taxes and article 150 of the Constitution.
Paraguay is a small country in the heart of South America, between Brazil, Bolivia and Argentina. Few people know it, but here you can get residency and citizenship through a business investment.
How Paraguayan citizenship actually works
Paraguay is routinely marketed as citizenship by investment. That description is wrong. There has never been a programme here that exchanges money for a passport. What exists is something different: one of the cheapest entries into permanent residency anywhere in the world, followed by naturalisation under ordinary constitutional rules.
The governing text is the 1992 Constitution, articles 146 to 152. It draws a sharp line between two statuses.
- Nacionalidad natural - citizenship by birth. Article 147 makes it impossible to strip; it can only be renounced voluntarily and in person before the Supreme Court.
- Nacionalidad por naturalización - acquired citizenship. Granted by a court and, as we explain below, capable of being lost under certain conditions.
The second difference from familiar investment programmes: the decision is not made by the immigration service or the government but by the Supreme Court of Justice, through its Civil and Commercial Chamber. Naturalisation in Paraguay is a court case with its own pace, its own evidence and a judge entitled to assess whether your connection to the country is real. Guaranteed outcomes do not exist in that structure.
Third, full rights do not arrive at once. Under article 152 a naturalised Paraguayan becomes a full citizen (ciudadano) only two years after naturalisation. Before that you hold the passport but cannot vote. The presidency and vice presidency are closed to naturalised citizens permanently - those offices are reserved for Paraguayans by birth.
The immigration side of the story is covered on our page about Paraguay residency and permanent residency; here we focus on what happens after it.
The road to citizenship: residency, permanent residency and when the clock starts
The three years of residence required by article 148 are not counted from your arrival, and not from your temporary status. The clock starts on the date of the resolution granting permanent admission (admisión permanente). This is the single most common source of disappointment: someone has lived in Paraguay for four years but only converted to permanent residency last year, which means two more years before a citizenship filing.
The practical consequence is that your first objective is permanent residency specifically, not merely a legal status. Migration law No. 6984/2022 offers several ways there.
| Route to permanent residency | Condition | When the three-year clock starts |
|---|---|---|
| Temporary residency, then conversion | Two-year card, then a permanent residency filing | Roughly 2 to 2.5 years after moving |
| Investment route (Investor Pass) | Investment into the Paraguayan economy, permanent residency directly | Immediately on the permanent residency resolution |
| Spouse or child of a Paraguayan | Law No. 2193/2003, cédula and permanent resident status directly | Immediately on issue of the cédula |
| Other grounds (pension, employment, family reunification) | Usually through temporary residency first | After conversion to permanent residency |
Investor Pass: what changed in 2026
On 17 April 2026 Paraguay launched the Investor Pass, a direct permanent residency channel for investors created by resolution No. 283/2026 of the Ministry of Industry and Commerce. It issues a foreign investor certificate (CIE) and removes the need for a temporary stage first. Processing runs around 90 to 120 days, and the status is granted individually: two partners who invest jointly do not automatically receive two residencies.
| Category | Minimum | What is required |
|---|---|---|
| Productive or service business | from USD 70,000 | Business plan and job creation |
| Tourism project | from USD 150,000 | Project cleared with the relevant authority |
| Securities | from USD 200,000 | Instruments listed on the Asunción stock exchange |
| Real estate | from USD 200,000 | Income-producing asset, not a personal home |
The USD 70,000 threshold is the lowest in the region and remains the workable option for most clients. But remember what it buys: residency, not citizenship. It only starts the three-year clock.
What article 148 requires
The Constitution sets four conditions, and a court checks every one of them.
- Legal adulthood. You must be 18 or older when filing.
- At least three years of permanent residence in the country. The operative word is residence, not card ownership.
- Practice of a profession, trade, science, art or industry in Paraguay. You have to show real economic activity: employment, a business, tax registration, invoices issued.
- Good conduct. Police clearance from Paraguay and from your country of origin.
Arraigo: the requirement that is not in the text
Article 148 says nothing about a minimum number of days in the country. In practice the court assesses arraigo, meaning genuine roots and a factual link to Paraguay. The judge wants to know whether you live here or simply hold a card: a lease or owned home, utility bills, a bank account with movement, tax registration, family, school enrolment, entry and exit stamps.
A permanent resident who spent a few weeks in the country over three years does not formally breach the conditions, but faces a high risk of refusal or an endless stream of requests for further proof. This is the most frequent reason a file stalls.
The document pack
The judiciary publishes a list of some fifteen items. The core of it:
- certified copies of the Paraguayan cédula and of every passport page;
- birth certificate, apostilled and sworn-translated into Spanish;
- copy of the permanent admission card and a residence certificate from the immigration service;
- criminal record certificates: police, judicial, and one from your country of origin;
- proof of employment or business activity with registration numbers;
- a CV, a sworn statement, photographs, the court fee and filing through a lawyer.
Anything not in Spanish must be translated by a translator accredited with the Supreme Court. The court fee itself is symbolic, in the region of 43,000 guaraníes, a few dollars. The real money goes on legalisation, translation and professional support.
The exam
The Supreme Court administers a written test under its internal rule (acordada 464/2007). Topics: Paraguayan history, geography and culture, plus the basics of the constitutional order, including the rules on loss of nationality. You may sit it in Spanish or in Guaraní. It is scored out of 30 with a pass mark of 21, that is 70 percent. Sittings are held roughly every two weeks on Mondays and results follow about a week later. The test is not hard, but it does need preparation: memorising spoken answers will not help, since the questions are written and in Spanish.
Timelines and what really happens in 2026
The honest arithmetic looks like this.
| Stage | Duration | What happens |
|---|---|---|
| Document preparation before filing | 1-3 months | Apostilles, translations, certificates, company setup on the investment route |
| Obtaining permanent residency | 3-9 months | Immigration resolution, then the cédula |
| Mandatory waiting period | 3 years | Counted from the permanent admission resolution |
| Naturalisation court case | 9 months to 2 years | Filing, checks, exam, judgment |
| Ceremony, new cédula, passport | 1-3 months | Paraguayan nationality recorded in your documents |
All in, four and a half to six years from the first step to the passport is realistic. Anyone promising a Paraguayan passport in twelve to eighteen months is either selling you residency under the label of citizenship or proposing a structure that will fall apart later.
What stretches the process in practice: an incomplete pack, inconsistent spelling of your name across documents, weak proof of residence, no tax activity in Paraguay, changes in the composition of the chamber, and general court workload, since naturalisation files are not treated as urgent.
What speeds it up: continuous physical residence, an operating Paraguayan company that files returns, a child born in Paraguay, a Paraguayan spouse, and a file assembled carefully from day one.
Citizenship by birth, by descent and by marriage
By birth
Paraguay applies jus soli. A child born on Paraguayan soil acquires citizenship automatically and, under article 147, can never be deprived of it. That does not give the parents citizenship, but it substantially strengthens the arraigo argument in a later court case and makes residency easier to obtain. We cover the details on our page about Paraguayan citizenship by birth of a child.
By descent
Children of Paraguayans born abroad acquire citizenship through an option procedure, provided they settle permanently in the country. Law No. 7052/2023 tidied these rules up: it implements articles 146, 147 and 149 of the Constitution, sets out the option, reacquisition and renunciation procedures, and confirms explicitly that a Paraguayan by birth who acquires another passport remains Paraguayan.
By marriage
Here a popular misconception takes hold. Marrying a Paraguayan does not shorten the naturalisation period. Law No. 2193/2003 does let a foreign spouse obtain a cédula and permanent resident status directly, skipping the temporary stage, which saves roughly two years. But article 148 grants spouses no exemption: three years of permanent residence, the exam and the court case all still apply.
The same holds for foreign children of Paraguayans: law 2193/2003 gives them direct access to a cédula and permanent resident status, after which the ordinary rules apply.
Article 150 and dual citizenship: the real catch
This is the most important section on the page, and it almost never appears in promotional material.
Article 150 of the Constitution states that a Paraguayan by naturalisation loses that nationality in two situations: unjustified absence from the Republic for more than three years, as declared by a court, and voluntary acquisition of another nationality. Jurisdiction belongs exclusively to the judiciary.
What this means in practice:
- You do not have to renounce your current citizenship to become Paraguayan. Paraguay demands no renunciation, and passports you already hold are outside the scope of article 150.
- A new citizenship acquired voluntarily after you naturalise in Paraguay does formally create grounds for losing the Paraguayan one. If two years after your Paraguayan ceremony you naturalise in, say, Spain or Brazil, your Paraguayan status becomes vulnerable.
- The exception is countries with which Paraguay has a constitutional-level dual nationality treaty under article 149. There are two: Spain (1959) and Italy (approved by law No. 6479/2019).
- The rule is not self-executing; a court procedure is required, and mass deprivations are not something Paraguay does. Even so, building a multi-year plan on the hope that nobody gets around to your file is a poor idea.
The practical takeaway is about sequence. If another naturalisation is part of your plan, take that one first and leave Paraguay for last. The reverse order puts your Paraguayan citizenship at risk. If Paraguay has to come first, check in advance whether your future passports fall under the Spanish or Italian treaties, and weigh the risk deliberately.
Do not confuse the two regimes: law 7052/2023 protects Paraguayans by birth who take a second citizenship. That protection does not extend to naturalised citizens, who remain governed by article 150. Your children born in Paraguay never face this issue at all.
The second ground for loss is just as practical: absence from the country for more than three consecutive years without good reason. Leaving right after the ceremony and never returning carries its own risk.
Paraguayan taxes: the territorial principle
Paraguay is one of very few countries where territorial taxation sits in the tax code itself (law No. 6380/2019) rather than resting on practice or on a special regime for newcomers. Income from a Paraguayan source is taxed. Foreign income falls outside the personal income tax base altogether.
| Tax | Rate | Comment |
|---|---|---|
| Personal income tax (IRP) | 8-10% | Progressive by income level, Paraguayan source only; modest annual service income falls below the threshold |
| Corporate income tax (IRE) | 10% | Flat rate |
| VAT (IVA) | 10% | A reduced 5% rate applies to certain categories |
| Dividends (IDU) | 8% resident / 15% non-resident | Withheld on distribution |
| Foreign income of an individual | 0% | Outside the IRP base |
| Wealth and inheritance tax | None | No separate taxes are levied |
Two clarifications that usually get lost in marketing. First, citizenship and tax residency are different things. A passport does not by itself make you a Paraguayan tax resident, and it does not cancel obligations in the country where you actually live. Second, for Paraguay to be accepted as your tax home you need a factual link: presence, housing, a centre of vital interests. Without that, your current tax authority will simply not accept a Paraguayan certificate.
Rate comparisons across jurisdictions live in our world tax rates section, while banking and corporate matters are covered under personal accounts in Paraguay and business accounts.
The Paraguayan passport: where it opens doors and where it does not
In the August 2026 Henley index the Paraguayan passport ranks 29th in the world with visa-free or simplified access to roughly 145 destinations. That is the country's best result on record. Other rankings use different methods and produce different positions, so judge the document by the specific countries you need rather than by a headline rank.
| Destination | Regime |
|---|---|
| Schengen area and the European Union | Visa-free, 90 days in any 180 |
| United Kingdom | Visa-free, but an ETA is required |
| Japan | Visa-free, 90 days |
| Russia | Visa-free, 90 days in any 180 |
| UAE, Turkey | Visa-free, 90 days |
| Mexico | Visa-free, 180 days |
| South Korea | K-ETA travel authorisation |
| Singapore | Visa-free, 30 days |
| Mercosur countries | Entry and residence under simplified rules |
| United States | Visa required |
| Canada | Visa required |
| China | Visa required |
Mercosur membership is a distinct benefit. A Paraguayan citizen can use the bloc's residence agreement in Argentina, Brazil, Uruguay and several associated states, which makes settling anywhere in the region far simpler.
One more point: Paraguay is a treaty country for the United States E-2 investor visa. That is neither a green card nor a route to American citizenship, but it is a working instrument for anyone who wants to run a business in the US.
What the passport does not give you: visa-free entry to the United States, Canada or China, and no automatic right to work in the European Union. If the European labour market is the goal, look at European programmes in our residency by country section.
Costs, who it suits and what can go wrong
The budget splits three ways: government fees, document preparation and professional support. The first two are predictable; the third depends on the route.
| Item | Order of magnitude |
|---|---|
| Government fees for residency and cédula, per person | around USD 500 |
| Apostilles, sworn translations, foreign ministry legalisation | USD 400-900, depending on the country of origin |
| Investor Pass investment | from USD 70,000, which stays in your asset rather than the state budget |
| Court fee for naturalisation | around 43,000 guaraníes |
| Murblz professional fees | on request, quoted against your documents |
Who it suits
- People genuinely prepared to spend a meaningful part of the year in South America.
- Entrepreneurs with foreign income who want a low-tax base and inexpensive infrastructure.
- Families planning to have a child in the country: the child is a citizen immediately and unconditionally.
- Anyone who needs a second document outside the usual Caribbean programmes, with a clean reputation and no awkward questions from banks.
Who it does not suit
- Anyone in a hurry. Five years is a normal horizon, and neither money nor contacts will shorten it.
- Anyone who will not show up. Residency can be maintained from a distance; citizenship essentially cannot.
- Anyone with another naturalisation ahead of them. Article 150 makes that sequence dangerous.
- Anyone chasing visa-free travel to the United States or Canada. The Paraguayan passport does not provide it.
- Anyone expecting tax residency to change automatically. Without relocating, it does not.
What can go wrong
First, a hollow investment. Shell companies with no turnover and no staff draw attention both at renewal and in court. Second, providers promising citizenship in twelve to eighteen months: that usually means either a deliberate confusion of terms or a backdated arrangement that will void the whole file. Third, document mismatches, where a single letter in the transliteration of a surname can cost months. Fourth, underestimating the exam. Fifth, breaking the clock: a long absence in the middle of the three-year period will have to be explained.
One more scenario worth keeping in mind: rules change. The Investor Pass appeared in April 2026 and rewrote the route into permanent residency. Constitutional naturalisation requirements have moved less often, but there is no guarantee they will be identical three years from now. Plan against the law in force on the date you file.
Benefits of a Paraguay passport
Strong passport
Ranked 30th in the global passport index. Visa-free access to 146 countries, including the Schengen area, the UK, Singapore and Japan.
Path to the USA
Paraguay citizens can get the E-2 investor business visa for 5 years, and a B1/B2 tourist visa for 10 years.
Low taxes
Foreign income is taxed at 0% - Paraguay uses a territorial system. Local income, corporate profit and VAT are a flat 10%. Foreign capital gains and assets are not taxed.
Safe haven
A safe country far from global conflicts and inexpensive living: a family of four needs about $2,000 a month.
How to get Paraguay citizenship (step by step)
Stage 1 - permanent residency
Consultation
We assess your situation, answer your questions and pick the right route.
Document request
We give you the exact list of documents and help you prepare them.
Signing the agreement
We sign a support agreement tailored to your situation.
Collecting, preparing and translating documents in Paraguay
We gather and prepare your package and arrange the official translation of your documents on the ground in Paraguay.
Filing invitation
We receive the filing invitation and agree convenient dates for your visit with you.
In-person filing in Asuncion
You submit your permanent-residency application in person in the capital, Asuncion.
Receiving the ID card (Cedula)
You collect your ID card (Cedula) in Paraguay in person, or our staff collect it under a power of attorney - for that you leave a power of attorney for these actions in advance.
Stage 2 - citizenship
Integration test
When invited, you sit a test in Paraguay on the country history and cultural values.
Formal ceremony
The court invites you to the formal citizenship ceremony, where you receive your citizen certificate.
New Cedula
Your new Paraguayan nationality is recorded on your ID card (Cedula).
Travel passport
You obtain a Paraguay passport for international travel.
FAQ
How do you get Paraguay citizenship in 2026?
Is there a Paraguay citizenship by investment programme?
How much does a Paraguayan passport cost?
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Can Paraguayan citizenship be lost if you acquire another passport?
How long do you have to live in Paraguay to qualify for citizenship?
Which countries can you visit visa-free with a Paraguayan passport?
146 visa-free countries with a Paraguay passport
Visa-free
Visa on arrival
eVisa / eTA
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