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Services · Personal accounts

Personal accounts: Gibraltar

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Personal account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Business account · Investment property

FAQ

Can a non-resident open a personal account in Gibraltar?
Realistically, hardly ever. Retail banking for non-residents has shrunk a lot; accounts go to Gibraltar residents or to wealthy clients through private banking. A foreign passport with no link to the territory is not enough.
Do I need to be a Gibraltar resident to open an account?
Residency or a clear connection is the strongest argument you can bring - a home, a job, a business, a tax status here. Gibraltar has dedicated regimes for high net worth residents, and those clients are served properly. Without any of that a bank usually sees no reason to take you on.
What is the entry threshold for private banking in Gibraltar?
Each bank sets its own, and for private banking it is high - typically six figures in pounds or euros. Beyond the balance they weigh how clean and understandable your structure and wealth are. Ask directly, because published terms change.
Is there banking secrecy in Gibraltar?
Not in the old offshore sense. Gibraltar reports under CRS to clients' countries of tax residence and maintains a beneficial ownership register. The value here is service, currency and stability, not concealment.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your chances with specific banks, prepare your documents and give you honest timelines. Leave your details and a personal banking expert will get back to you. The first consultation is free.

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