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Services · Business accounts

Business accounts: Japan

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Personal account · Investment property · All country programs

FAQ

Can a foreigner open a company bank account in Japan?
Only through a Japanese entity, usually a KK or GK, with a registered address and a representative director. In practice banks expect that director to have a Japanese address and status of residence. A foreign company with no Japanese registration will not get an account.
Do I need a Japan-resident director?
The formal requirement for a resident representative director was dropped, but bank compliance still looks for a real presence in the country. Without a resident representative, a Japanese address and a company seal, approval is unlikely.
What language is the account opening in?
Almost entirely Japanese: forms, contracts and branch conversations. Without a Japanese-speaking colleague or adviser the process drags.
Why do Japanese banks reject new companies?
They are conservative and wary of companies with no office, staff, contracts or track record. Starting with a regional bank or one used to foreign-owned businesses, and showing real activity, usually works better.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

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