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Services · Personal accounts

Personal accounts: Aruba

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Personal account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Business account · Investment property · All country programs

FAQ

Can a non-resident open a bank account in Aruba?
It is possible, but banks are cautious and prefer residents, property owners and people with a local link. A non-resident with no reason to bank in Aruba is often refused. The decision sits with the bank and is not always explained.
Do I need residency in Aruba to open an account?
A residence permit is not always mandatory, but resident status or a verified local address substantially improves your chances. Without proof of living there, your choice of banks and products narrows. Check the requirements before applying.
What currency are accounts in Aruba held in?
The local currency is the Aruban florin, pegged to the US dollar. US dollar accounts are common because the economy runs on tourism from the United States. The exact currency options depend on the bank.
Does CRS apply in Aruba?
Yes, Aruba participates in the automatic exchange of financial information. Non-resident account data is reported to the holder's country of tax residence. An account in Aruba gives you no tax privacy.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your chances with specific banks, prepare your documents and give you honest timelines. Leave your details and a personal banking expert will get back to you. The first consultation is free.

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