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Personal accounts: Indonesia

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Personal account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Business account · Investment property · Country taxes · All country programs

FAQ

Can a tourist open a bank account in Indonesia?
Usually not. Banks ask for a KITAS or KITAP stay permit plus a tax number or a sponsor letter. Accounts on a tourist visa are rare and not offered by every bank.
What do I need to open an Indonesian bank account as a foreigner?
A passport, a valid KITAS or KITAP, a local address and often a sponsor or reference letter. Some banks also ask for an NPWP or an explanation of your income. The branch makes the call and requirements differ between banks.
Is there a minimum balance for an Indonesian bank account?
Basic rupiah accounts have modest minimums, while foreign currency and priority packages sit much higher. Figures change, so confirm them with the bank when you apply.
Does Indonesia report accounts under CRS?
Yes, Indonesia takes part in the automatic exchange of financial account information. You sign a tax residence self-certification when you open the account, and details can be reported to your country of tax residence.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your chances with specific banks, prepare your documents and give you honest timelines. Leave your details and a personal banking expert will get back to you. The first consultation is free.

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