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Services · Business accounts

Business accounts: Indonesia

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Personal account · Investment property · Country taxes · All country programs

FAQ

Can a foreigner open a business bank account in Indonesia?
In practice only through a local entity, usually a PT PMA with foreign shareholding. The bank will want the deed of establishment, the NIB business number from the OSS system, an NPWP tax number and passports of directors and beneficial owners. A foreign company with no Indonesian registration will not get an account.
Do I need a local director for a company account in Indonesia?
A foreigner can be a director of a PT PMA, but needs a KITAS work and stay permit. Banks expect the account signatory to hold a lawful residence status and a tax number. Nominee arrangements are risky and banks dislike them.
How long does it take to open a company account in Indonesia?
The bank visit itself is quick, but you first need company registration, the NIB and the NPWP, and that is where the time goes. Plan in weeks rather than days, depending on the bank and how complete your file is.
Can an Indonesian company account be opened remotely?
Realistically no. Banks expect directors and signatories to appear in person with original documents. Payment providers can bridge early transactions, but licences, payroll and taxes need a local bank account.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

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