Services · Personal accounts

Personal accounts: Italy

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

Service	Price
Personal account - opening assistance	on request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

FAQ

Can a non-resident open a bank account in Italy?

Yes, there is a dedicated product for non-residents, the conto corrente per non residenti. Pricing and features differ from resident accounts, and not every branch handles them.

Do I need a codice fiscale to open an Italian account?

Yes. The Italian tax code is needed for practically any transaction, including opening an account. You get it from the Agenzia delle Entrate or through an Italian consulate abroad.

What difference does a residence permit make?

With a permit and a local address you can open a standard resident account with the full product range and usually lower fees. Without residency you are limited to the non-resident version.

Do I have to declare an Italian bank account?

If you are tax resident elsewhere, you declare it under your own country rules, and Italy reports the account under CRS. If you become Italian tax resident, foreign accounts go into the RW section of your Italian return.

Personal accounts: Italy

Fees

See also

FAQ

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