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Services · Personal accounts

Personal accounts: Andorra

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Personal account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Business account · Investment property

FAQ

Can a non-resident open a bank account in Andorra?
Yes, Andorran banks do work with non-residents, but this is a selective segment closer to private banking. You need a complete document pack and a clear reason why the account belongs in Andorra. A refusal can come without explanation and cannot be appealed.
Do I have to travel to Andorra to open an account?
Usually yes, at least one meeting at the branch. Forms and documents can often be sent ahead, but signing and identification are normally done face to face. Fully remote opening for a non-resident is a rare exception.
What is the minimum balance for an Andorran bank account?
There is no single figure - each bank sets its own threshold, and it is higher for non-residents than for locals. Think in terms of the affluent client segment rather than a standard retail account. Confirm the current number with the specific bank before you apply, because it changes.
Does Andorra report accounts under CRS?
Yes. Andorra takes part in the automatic exchange of financial information and reports accounts to the tax authority where the holder is resident. Bank secrecy in the old sense no longer exists there. Plan on the basis that your home tax office will learn about the account.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your chances with specific banks, prepare your documents and give you honest timelines. Leave your details and a personal banking expert will get back to you. The first consultation is free.

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