Services · Personal accounts

Personal accounts: Romania

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

Service	Price
Personal account - opening assistance	on request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

FAQ

Can a non-resident open a bank account in Romania?

Yes. Banks open accounts for non-residents with a passport, usually a Romanian tax identification number for foreigners, and an explanation of what the account is for. A branch visit is normally required.

Do I need a residence permit for a Romanian account?

EU citizens generally need only an ID document and an address. Non-EU applicants without a residence permit find it harder but not impossible - it depends on the bank and on how clear your link to Romania is.

Can I open a Romanian account online?

Some banks and fintechs offer remote onboarding with video identification, but usually for residents or EU nationals. Non-residents are typically asked to come to a branch.

Does Romania report accounts under CRS?

Yes. Romania takes part in CRS and reports account data to your country of tax residence. Interest earned is also subject to local withholding tax.

Personal accounts: Romania

Fees

See also

FAQ

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