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Services · Business accounts

Business accounts: Belgium

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Personal account · Investment property · All country programs

FAQ

Can a foreign company open a bank account in Belgium?
It can, but Belgian banks are very selective about companies with no Belgian footprint. The realistic route is a Belgian entity (BV/SRL or NV/SA) with a local address, real activity and at least a director or accountant in the country. A foreign company with no Belgian presence is usually turned down.
Do I need an account before incorporating?
Yes. Cash contributions to share capital go into a blocked account and the bank issues a certificate for the notary. The account is released after registration. This is a separate step and does not replace full corporate onboarding.
What documents does the bank want?
An extract from the companies register, the articles, ownership structure and UBO details (Belgium runs a UBO register), directors' passports, a business description, expected turnover, counterparty countries and contracts. Banks also probe the company's actual link to Belgium and its tax residence.
What if every bank refuses?
Belgium has a basic banking service for businesses: a Belgian-registered company refused by several banks can apply to have a provider assigned for basic payment services. It gives no credit or complex products, but it lets you pay and get paid. Many companies also use licensed EU payment institutions alongside a bank.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

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