Murblz
RUEN
Consultation
Citizenship
ParaguayTurkeyArgentinaKyrgyzstanAntigua & BarbudaAll citizenships →
Residence & visas
Residence permitsResidence by investmentDigital nomadTalent visas
Services
Company formationBusiness accountsPersonal accountsInvestment propertyAudit & accountingTrusts & foundationsCFC filingsTranslationsLicencesTax & residencyLawyers
BlogVacanciesРусская версия
Free consultation

Services · Business accounts

Business accounts: Costa Rica

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Personal account · Investment property · Country taxes · All country programs

FAQ

Can a foreigner open a company account in Costa Rica?
Yes, provided the company is registered locally, holds a cedula juridica and has a legal representative the bank can identify. State and private banks apply different standards, but paperwork and questions about your activity are guaranteed either way. A face-to-face meeting with the representative is effectively mandatory.
Do I need a local director?
The law allows foreign directors and shareholders, but the bank wants someone with a local ID, usually a representative holding a DIMEX or resident status. The company also needs a local registered agent. In practice this is settled by each bank's policy rather than by statute.
What does Costa Rican compliance require?
Costa Rica applies strict know-your-customer rules: an activity questionnaire, documented origin of capital, and an assessment of expected turnover and counterparties. Companies with no real activity in the country have a harder time. Foreign documents generally need an apostille and a translation.
How long does it take to open a company account?
Usually several weeks; state banks are slower but their requirements are more predictable. Refusals happen, especially for companies with foreign owners and no local operations. Many businesses run international payment providers alongside the bank for overseas clients.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

FreeConfidentialWe reply shortly
Free consultation