Murblz
RUEN
Consultation
Citizenship
ParaguayTurkeyArgentinaKyrgyzstanAntigua & BarbudaAll citizenships →
Residence & visas
Residence permitsResidence by investmentDigital nomadTalent visas
Services
Company formationBusiness accountsPersonal accountsInvestment propertyAudit & accountingTrusts & foundationsCFC filingsTranslationsLicencesTax & residencyLawyers
BlogVacanciesРусская версия
Free consultation

Services · Business accounts

Business accounts: New Zealand

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Personal account · Investment property · All country programs

FAQ

Can a non-resident open a business bank account in New Zealand?
It is difficult. Banks apply the AML/CFT rules strictly, want to see business actually happening in New Zealand and normally expect the signatory to verify identity in person. A company owned and run entirely from abroad is often declined before it reaches a real assessment.
Does a New Zealand company need a resident director?
Yes. Company law requires at least one director who lives in New Zealand, or who lives in Australia and is a director of an Australian company. A nominee alone is not enough: a director carries real legal duties, and the bank will still ask who genuinely controls the company.
Do I need an IRD number for a company bank account?
In practice yes. The company needs an IRD number for tax purposes, and banks expect it as part of a normal, tax registered business profile. GST registration is separate and depends on turnover and activity.
Why do New Zealand banks reject foreign-owned companies?
It is a de-risking decision rather than anything personal: no local presence, no verified signatory, a structure the bank cannot easily monitor. Banks are not required to give reasons. Practical fallbacks are a payment provider for operating flows, or banking where the business genuinely operates.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

FreeConfidentialWe reply shortly
Free consultation