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Services · Business accounts

Business accounts: Malta

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Personal account · Investment property · Country taxes · All country programs

FAQ

Can a Maltese company open a bank account?
Yes, but banks have become markedly stricter after a wave of de-risking and international scrutiny. Companies with real activity, local management and identifiable clients have a much easier time. Register a company and get an account the same week is no longer how it works here.
How long does a Maltese corporate account take?
Malta is known for slow onboarding: weeks is normal and complex structures take longer. Banks come back with rounds of follow up questions and extra document requests. Build in a buffer and do not schedule your launch around a promised date.
Why do Maltese banks reject applications?
Most often for a lack of connection to Malta, opaque ownership, a high risk industry or counterparty jurisdictions. Gambling, crypto and brokerage businesses have a particularly hard time despite being licensed in the country. The bank does not have to explain its reasoning.
Can I use an EMI instead of a Maltese bank?
Yes, many companies run day to day payments through EU licensed payment institutions with SEPA details. It is faster and more predictable, but there is no deposit guarantee, no credit and usually no full card acquiring. Regulated activities may still require a banking relationship.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

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