Murblz
RUEN
Consultation
Citizenship
ParaguayTurkeyArgentinaKyrgyzstanAntigua & BarbudaAll citizenships →
Residence & visas
Residence permitsResidence by investmentDigital nomadTalent visas
Services
Company formationBusiness accountsPersonal accountsInvestment propertyAudit & accountingTrusts & foundationsCFC filingsTranslationsLicencesTax & residencyLawyers
BlogVacanciesРусская версия
Free consultation

Services · Business accounts

Business accounts: Mexico

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Personal account · Investment property · Country taxes · All country programs

FAQ

Can a foreigner open an account for a Mexican company?
Yes, but you first need the Mexican entity itself - usually an SA de CV or S de RL de CV - incorporated before a notary, filed with the public registry, with an RFC tax number and an e.firma digital signature. Foreign shareholders are fine, but the legal representative needs Mexican tax status and a CURP, so a resident often takes that role. Without an RFC and a representative no bank will open the account.
Do I need to travel to Mexico in person?
Yes. Corporate accounts in Mexico are opened in branch: the company representative shows up with original documents, signs the agreement and is identified face to face. Remote corporate onboarding for foreigners effectively does not exist here.
What documents does a Mexican bank ask for?
The acta constitutiva stamped by the public registry, the power of attorney for the representative, the RFC and constancia de situacion fiscal, proof of company address, IDs of all signatories and the ownership chain up to the beneficial owner. Foreign documents need an apostille and a sworn translation into Spanish. The bank will also ask what the business does, who the clients are and what turnover to expect.
Is there an alternative to a bank for taking payments?
Yes - Mexico has a regulated fintech sector under the Fintech Law, and licensed IFPE providers run e-money accounts and payments that are often faster to obtain than a bank account. For payroll, taxes and large corporate counterparties you will still need a normal bank account. Treat fintech as a supplement, not a replacement.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

FreeConfidentialWe reply shortly
Free consultation