Murblz
RUEN
Consultation
Citizenship
ParaguayTurkeyArgentinaKyrgyzstanAntigua & BarbudaAll citizenships →
Residence & visas
Residence permitsResidence by investmentDigital nomadTalent visas
Services
Company formationBusiness accountsPersonal accountsInvestment propertyAudit & accountingTrusts & foundationsCFC filingsTranslationsLicencesTax & residencyLawyers
BlogVacanciesРусская версия
Free consultation

Services · Business accounts

Business accounts: Montenegro

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Personal account · Investment property · Country taxes · All country programs

FAQ

Can a foreigner open an account for a Montenegrin company?
Yes - a non resident can register a DOO, and once it is registered and has a tax number it can open an account with a local bank. The executive director may be a foreigner, but banks almost always want them present in person to open the account. Prepare a clear business description: the bank will ask who your clients are and where the money comes from.
Do I need a resident director in Montenegro?
Residency is not a legal requirement for the director, but a foreigner working in the company needs a residence and work permit, and the bank looks for a genuine link between the business and the country. A company with no office, staff or local counterparties draws more questions. A lease and first contracts make the conversation with the bank much easier.
How do Montenegrin banks treat Russian clients?
More cautiously than before 2022. Montenegro settles in euro through EU correspondent banks, so payments touching Russia or Belarus get manual review, and some banks simply will not onboard such clients without residency. It is a filter rather than a ban, and each bank decides for itself.
What documents are needed for a corporate account?
An extract from the Central Registry, the charter, the resolution appointing the director, the company tax number, passports of the director and signatories, beneficial ownership details, and a description of activity and expected turnover. Foreign documents need an apostille and translation. The process usually takes days to weeks, longer for complex structures.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

FreeConfidentialWe reply shortly
Free consultation