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Services · Personal accounts

Personal accounts: Mexico

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Personal account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Business account · Investment property · Country taxes · All country programs

FAQ

Can a tourist open a bank account in Mexico?
Realistically no. Nearly all banks require legal immigration status - residente temporal or permanente - plus a CURP. A tourist card will normally not get you an account, and intermediaries promising a workaround usually end in a refusal or a closed account later.
What do I need to open an account with residency?
Your resident card, CURP, an RFC for many products, a comprobante de domicilio no older than three months (utility bill, internet bill or a bank statement in your name) and your passport. You must attend a branch in person. If you rent, sort out a utility bill in your name or a lease first - without a provable address nothing moves.
Can I open a USD account in Mexico?
For individuals, USD accounts are limited and mostly offered in border and tourist areas, and cash dollar transactions are tightly capped under anti-money-laundering rules. The working currency is the peso and most products are peso-only. Plan your currency conversions in advance.
Does Mexico report accounts under CRS?
Yes, Mexico takes part in CRS automatic exchange and in FATCA. You declare your tax residence when opening the account and your balances are reported to that country. If you become a Mexican tax resident, Mexican filing obligations on worldwide income follow.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your chances with specific banks, prepare your documents and give you honest timelines. Leave your details and a personal banking expert will get back to you. The first consultation is free.

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