Murblz
RUEN
Consultation
Citizenship
ParaguayTurkeyArgentinaKyrgyzstanAntigua & BarbudaAll citizenships →
Residence & visas
Residence permitsResidence by investmentDigital nomadTalent visas
Services
Company formationBusiness accountsPersonal accountsInvestment propertyAudit & accountingTrusts & foundationsCFC filingsTranslationsLicencesTax & residencyLawyers
BlogVacanciesРусская версия
Free consultation

Services · Business accounts

Business accounts: Netherlands

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Corporate account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Personal account · Investment property · Country taxes · All country programs

FAQ

Can a foreign company open a bank account in the Netherlands?
In practice, almost never. Dutch banks serve companies registered with the Chamber of Commerce (KvK) that have a genuine link to the country - an address, staff, local contracts, management on the ground. A foreign entity with no Dutch footprint is usually pointed to a licensed EU payment institution instead of a bank.
Do I need a Dutch resident director for a BV account?
Company law does not require a resident director for a BV, but the bank looks at reality rather than the statute: where decisions are made, whether there is an office, staff and Dutch counterparties. A sole non-resident director with no ties to the country is one of the most common reasons for rejection.
What documents do Dutch banks ask a company for?
The KvK extract, articles of association, the ownership chain up to the ultimate beneficial owners, passports and proof of address for each UBO, a description of the business, expected turnover and counterparty countries, plus proof of where the capital came from. Higher-risk profiles such as crypto, offshore holdings or exposure to sanctioned markets face far more questions and much lower odds.
How long does it take to open a business account in the Netherlands?
There is no fixed timeline. A locally owned company is usually a matter of weeks, while onboarding a foreign-owned structure runs in loops of follow-up requests and can be closed without an explanation. Apply to a bank and to a payment provider in parallel so operations do not hang on one decision.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your company's chances with specific banks, prepare the compliance file and give you honest timelines. Leave your details and a corporate banking expert will get back to you. The first consultation is free.

FreeConfidentialWe reply shortly
Free consultation