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Services · Personal accounts

Personal accounts: British Virgin Islands (BVI)

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Personal account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Business account · Investment property

FAQ

Can a foreigner open a personal account in the BVI?
Not without a connection to the islands. Local banks focus on residents, work permit holders and property owners. Being a visitor, or wanting an offshore place to hold money, is not a reason a BVI bank accepts.
Does BVI residency help?
Yes. With a residence or work permit, a local address and a clear source of income, your application is treated as ordinary. But the choice of banks is tiny and requirements are strict. Many residents keep accounts off-island as well.
Is there bank secrecy in the BVI?
Not in the classic sense. The BVI participates in CRS, maintains beneficial ownership records accessible to competent authorities, and exchanges information on request. Building a plan around secrecy does not work.
Do I pay tax in the BVI?
The BVI charges no income tax and no capital gains tax. That does not remove tax where you are actually resident: neither incorporating nor opening an account changes your personal tax residence.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your chances with specific banks, prepare your documents and give you honest timelines. Leave your details and a personal banking expert will get back to you. The first consultation is free.

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