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Personal accounts: Uruguay

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Personal account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Business account · Investment property · All country programs

FAQ

Can a non-resident open a bank account in Uruguay?
Yes. Uruguay is one of the few countries in the region where this is realistic for a non-resident, though banks have become much more selective and want a complete source of funds file.
Do I need residency first?
Not for every bank, but residency and a local tax ID make it far easier: more banks approve, and you get access to more products and better terms.
What is the minimum balance for non-residents?
Non-resident packages carry meaningful minimums and they vary a lot between banks. Ask for current figures in writing before you fly in, since published information ages quickly.
Does Uruguay share account data under CRS?
Yes, Uruguay participates in CRS and banking secrecy does not block the exchange. Your account details are reported to the country where you are tax resident.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your chances with specific banks, prepare your documents and give you honest timelines. Leave your details and a personal banking expert will get back to you. The first consultation is free.

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