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Services · Personal accounts

Personal accounts: Denmark

An honest assessment before work starts, the quote is fixed in writing.

We assess your chances against your profile, prepare the compliance file, help you present your source of funds properly and handle communication with the bank until it decides. The final decision always rests with the bank, so no one can guarantee an opening - careful preparation simply improves the odds.

We quote the exact cost for this country after a short consultation: it depends on the bank and your residency. The quote is fixed in writing before work starts.

Fees

ServicePrice
Personal account - opening assistanceon request

Prices are indicative and cover our work on a typical case. We confirm the exact quote in writing after a short call - you know the final number before we start. Government fees and bank tariffs are billed separately unless explicitly included.

See also

Company formation · Business account · Investment property · All country programs

FAQ

Can a non-resident open a personal bank account in Denmark?
Realistically, no. Danish banks are built around the CPR number and MitID digital identity, and you cannot get either without a legal basis for living in the country. The exceptions are students and posted workers who qualify for registration.
Do I need a CPR number to open a Danish bank account?
Yes. A normal account with a card and online banking requires a CPR number and MitID. CPR is issued when you register an address in Denmark for a stay longer than three months. Without it, at best you get a stripped-down product, and not from every bank.
Can I open a Danish bank account remotely?
If you already hold CPR and MitID, some banks let you apply online. Without Danish digital ID, remote onboarding is not available and a branch visit is required. Danish banks do not run fully remote onboarding for foreigners.
Does Denmark report account data to other countries?
Yes. Denmark applies CRS and EU-level tax information exchange. At opening you sign a self-certification stating your tax residence and tax number, and the account details are reported to your home tax authority automatically.

Don’t want to figure this out alone?

We handle the whole process end to end: we assess your chances with specific banks, prepare your documents and give you honest timelines. Leave your details and a personal banking expert will get back to you. The first consultation is free.

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